William, left, and Luchia Kingsley, pictured at the office of …

Ron Baselice | published: March 25, 2011

William, left, and Luchia Kingsley, pictured at the office of Patrick Dougherty in Plano, Texas, February 22, 2011, received financial advice from Dougherty during their retirement. (Ron Baselice/Dallas Morning News/MCT)