RATES Certificates of deposit The table shows the annual percentage yield as of Jan. 2, 2008. All yields given in percent. Balances required vary, and some banks offer lower yields if certain balances

January 3, 2008 at 2:00a.m.

2891612183660

INSTITUTIONDAYDAYMOSMOSMOSMOSMOS

Associated School — —— — — ——

Cortland BankNA3.453.944.424.184.064.30

Farmers National BankNA3.914.044.304.374.064.32

First Place BankNANA4.704.254.253.004.00

Home Savings & LoanNA3.004.504.654.604.554.65

National City Bank2.202.753.453.453.753.954.25

Ohio Ed. Penn/Pow. C.U.NA3.034.064.734.354.504.70

717 Credit Union — ————— —

U. S. BankNANA4.153.90NA4.004.40

Source: Individual banking institutions The Vindicator