Safety, insurance ratings go hand in hand

POLAND — That fire hydrant by the road, and the water line feeding it, can be significant to the bottom line of nearby businesses, as well as safety.

Things like number of fire hydrants and extension of water lines can lead to lower premiums from insurers using the latest Insurance Services Office Public Protection classification.

Also factored in are a community’s fire stations, number of firefighters, their equipment and training.

Poland’s improved score for fire service and water availability, for example, could mean lower insurance costs for business owners in the village and the township.

The village and township racked up a 3 and 4, respectively, on the latest ISO classification. The improved score takes effect Nov. 1.

For more, see Sunday’s Vindicator and Vindy.com