hEmergency kit has supplies for 4 people

hEmergency kit hassupplies for 4 people
A new ready-made emergency kit is making it easier to be prepared.
With winter and its inevitable storms approaching, Target and the American Red Cross have teamed up to produce the First Aid and Emergency Preparedness Starter Kit, with enough supplies for four people. Items in the kit include flashlights, batteries, blankets, gloves, ponchos, a radio, first-aid supplies and a first-aid and emergency-preparedness guide from the Red Cross.
The kit also contains a list of additional supplies, such as food, water and personal items, that should be purchased separately.
The kit sells for $29.99 and is available at Target stores and on its Web site, www.target.com. For every kit purchased through Aug. 31, 2006, Target will donate $10 to the Red Cross.
Workshop to targetfirst-time home buyers
YOUNGSTOWN -- Family Financial Education Services, a program of Family Service Agency, will sponsor a first-time home-buyer workshop from 5:30 to 8:30 p.m. Oct. 5 at the agency, 535 Marmion Ave.
The free workshop will cover basic home-buying information such as determining affordability, budgeting, credit problems and the loan application process.
Participants will receive a certificate of attendance that will satisfy the education requirements for some mortgage programs.
Reservations are required by calling (330) 782-5664. No reservations will be taken the day of the program.
Book offers advicewhen you build a home
Dreams can cost you.
When you're building your dream home, the expenses can add up fast. "Build Your Own Home on a Shoestring" helps you keep those costs in check by teaching you where you can save money, whether you're serving as your own general contractor or working with a pro.
The book was written by three people with inside knowledge -- Henry Nonnenberg Jr., a residential real estate appraiser who has purchased and refurbished residential properties; Gwen Moran, a small-business consultant and marketing expert; and Chris Bradley, a general contractor. It offers advice for all the steps in the building process, from obtaining a loan to moving in.
"Don't Trip on your Shoestrings" boxes caution you against potential mistakes, such as taking on more debt than you can comfortably afford or putting in a driveway that's too big to shovel.
"Build Your Own Home on a Shoestring" is published by Penguin Group and sells for $14.95 in softcover.
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