RATES Certificates of deposit The table shows the annual percentage yield as of Jan. 23. All yields given in percent. Balances required vary, and some banks offer lower yields if certain balances

January 24, 2002 at 12:00a.m.

2891612183660
INSTITUTIONDAYDAYMOSMOSMOSMOSMOS
Associated School--2.632.893.143.613.92
Austintown Fed. C.U.--1.962.52-3.443.80
Charter One BankNot available
Cortland Bank-1.501.752.252.754.004.75
Farmers National Bank1.511.762.262.522.783.703.70
Firstar Bank---2.002.503.504.50
First Place Bank--2.502.753.254.255.00
Home Savings & amp; Loan1.752.002.352.753.154.005.00
Key Bank1.151.151.151.802.553.204.00
National City Bank1.101.251.301.601.853.354.35
Ohio Ed. Penn/Pow. C.U.Not available
2nd Nat'l Bank, Warren-1.752.152.402.803.704.50
717 Credit Union Not available
Source: Individual banking institutions, The Vindicator