DIANE MAKAR MURPHY Make the most of Christmas present with love

It's not too late to sprinkle holiday cheer beyond your family. Here are some suggestions:
UPut a small envelope made out to a family member in your gift pile. Inside, place a card identifying a donation that would mean something to the recipient. For example, if your daughter loves dogs, your card might read: "Honey, we just donated $20 to Angels for Animals so a special dog's life might be saved in your name." Or, if you're feeling generous, "Honey,