QUIET RETREAT: A beachcomber saunters along a sandbar at low tide on Okaloosa Island. Many


December 29, 2002 at 12:00a.m.


QUIET RETREAT: A beachcomber saunters along a sandbar at low tide on Okaloosa Island. Many Northerners have no qualms about a chilly winter dip in the Gulf of Mexico, and beachcombing remains popular in any season.