LOAN RATES ARE LOW, BUT PERSONAL FINANCE COLUMNIST JEFF BROWN SAYS THIS STILL MAY NOT BE THE TIME TO


November 12, 2001 at 12:00a.m.


LOAN RATES ARE LOW, BUT PERSONAL FINANCE COLUMNIST JEFF BROWN SAYS THIS STILL MAY NOT BE THE TIME TO BORROW. HE TELLS WHY IN SUNDAY'S BUSINESS SECTION.